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BAY AREA, Calif., Nov. 13, 2026 - Pibit, the Y Combinator-backed AI Underwriting OS company for US commercial, specialty, and E&S carriers and MGAs, today announced that it has joined the Guidewire PartnerConnect program as a Technology Partner. Pibit is also building the Pibit Accelerator for PolicyCenter, which will bring analyzed, risk-scored submissions directly into Guidewire PolicyCenter on Guidewire Cloud.Commercial underwriting teams receive submissions as email threads and attachments in thousands of broker and carrier formats. Most desks still key that data by hand or send it offshore, so a submission can take a day or more to become workable, and queues are worked in the order files arrive. Good risks wait while faster markets quote them, and underwriters are left judging risk on partial data they have to check themselves.
The Pibit Accelerator for PolicyCenter is designed to close that gap inside the system underwriters already use. Each submission will be classified, checked for completeness, appetite and duplicates, and created in PolicyCenter with its account and producer records in place. Pibit's template-agnostic extraction reads any format with no per-format setup and validates every value, at 99.9% workflow accuracy in Verified mode, with human-in-the-loop, with each value linked to its source.
Risk analysis sits at the center of the accelerator. Pibit enriches every account from public and third-party data matched to the line of business, then scores it factor by factor against the carrier's own appetite and underwriting guidelines. The score, risk band and each positive or negative signal will be written to the Submission, traced to the data behind them, so underwriters can see why a risk scored the way it did and defend that reasoning to a manager, an auditor or a reinsurer. Submissions will be ranked by risk quality instead of arrival order, adverse findings will raise Underwriting Issues in PolicyCenter, and every renewal will be re-scored with change flags and its direction against the prior term. Carriers set their own scoring weights, appetite rules and routing.
The accelerator will run on Guidewire Cloud through PolicyCenter App Events and Cloud APIs, authenticated through Guidewire Hub with scoped API roles, and work alongside UnderwritingCenter where carriers have adopted it. It needs no bulk data extracts and does not change how underwriters work. Because Pibit's AI Underwriting OS is modular, carriers and MGAs can start with a single capability, such as risk analysis or intake, and expand across the lifecycle from intake to quote.
"Many of the carriers we work with run their book on PolicyCenter, and the thing we hear over and over is that underwriters do not want one more screen to check. So we're building the accelerator to write the risk score, the signals behind it and the source documents straight onto the submission, where the underwriter already works. Joining Guidewire PartnerConnect means carriers and MGAs on Guidewire Cloud will be able to get that without rebuilding anything around it," said Akash Agarwal, founder and CEO of Pibit.
Pibit customers can see up to 20% higher hit ratio, 2x underwriter throughput and 70% faster time to quote.
Carriers and MGAs on PolicyCenter can book a demo at pibit.ai/request-a-demo.
LEARN MORE: See what Pibit is building for Guidewire PolicyCenter: https://pibit.ai/solutions/lp/guidewire?utm_campaign=guidewire-partner&utm_source=pr&utm_medium=wire&utm_content=submitpr
About Pibit
Pibit is a Bay Area-based, Y Combinator-backed insurtech company making commercial, specialty, and E&S underwriting scalable and profitable. Pibit is the AI Underwriting OS for Commercial, Specialty, and E&S insurance, delivering 99.9% workflow accuracy in Verified mode, with human-in-the-loop, inside the systems underwriting teams already use. Carriers and MGAs start with one capability and expand across the underwriting lifecycle. Pibit works with 50+ carriers and MGAs across 10+ lines of business, where customers can see up to 20% higher hit ratio, 2x underwriter throughput and 70% faster time to quote. For more information, visit pibit.ai or reach out at info@pibit.ai.
Guidewire, PolicyCenter and Guidewire Cloud are trademarks of Guidewire Software, Inc.